How Job Descriptions Help Reduce the Cost of Workers' Compensation Claims
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Did you know the majority of the cost of a Workers’ Compensation claim comes from reimbursing the employee for loss of income? So, naturally one of the best ways to reduce the cost of a Workers’ Compensation claim is to get your injured employee back to work as soon as possible. The longer the employee is off work, the greater the overall cost. However, this can be reduced dramatically!
Over the years, there have been many terms in the industry that try to codify the process of bringing a person back to work after an injury. Some terms are “light duty,” “restrictive duty” and simply “return to work.” Whatever you call it, at the core of this process is a job description. A job description is the road map that tells a physician if the employee can do their current job. If they can’t do their job, they’re told what other jobs the employee may be able to do either on a full-time, part-time or modified basis.
In the Manufacturing and Waste industries, physical labor is often needed to perform job duties. Therefore, it’s essential to ensure there aren’t other jobs that the employee can do before they’re back at full capacity. Without a job description, you may be paying for lost wages longer than needed.
There a few important items that should be included in a job description:
- A concise description of the job itself
- The requirements of the job
- The physical demands of the job
- The work environment of the job
- The personal protective equipment to be worn
The job description of the employee’s job, along with all other jobs, should be on file with the employee’s doctors. If the doctor has the job descriptions, they can better assess what jobs an injured employee can do and can help them get back to work much more quickly.
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