I've Got Gadgets and Gizmos Aplenty
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Private Insurance: Creating a Home Inventory
Most people think of insuring their house, their cars and even their jewelry, but some people can turn a blind eye to some of the other finer things in life that need protection. From computers to firearms to fine art to instruments and even your fine china, there are many possessions that you might not have properly insured in case of a disaster.
Because of the vast variety of gadgets and gizmos that could potentially need additional coverage, it’s important to keep an accurate and up-to-date home inventory. Below are a few tips for when you’re conducting a home inventory:
- Detailed Photos: Take detailed photos of every room of your home – avoid using a flash as to not cause glare or distortion
- White Background: When taking photographs of your valuables remember to have them in front of a white background
- Size Reference: When you’re taking photos, make sure you place a common household item, like a ruler or deck of cards, in the photo as a size reference
- Serial Numbers: Ensure you take a separate picture of the serial numbers of your appliances
- Storage: Ensure you store a digital copy of your home inventory in different places, like one in your home and another in your office or a safety deposit box
- Video: Use video to make sure you get all the details you need
Conducting a home inventory is the best way to save yourself a significant amount of money and agony over losing your valuables. It will aid you in knowing what was in your home prior to a disaster, and will be proof of your belongings when filing a claim.
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