A great benefits package is about more than just great health insurance. Helping your employees save for retirement is yet another important piece of the puzzle. Instead of outsourcing this important program, we’ve got an in house ‘A’ Team of retirement advisory experts ready to help you launch, manage and track the progress of a savings plan that’s completely aligned with your benefits package.


Financial planning and 401k administration is a whole different ball game compared to health benefits. We offer the tools, resources and expertise you need to communicate with participants, promote enrollment and effectively manage your plan.


Understanding what goals to set and how to acheive them is half the battle when it comes to retirement planning. Our Assurance Financial Services 'A' Team provides guidance on a variety of plan designs and investment strategies to ensure your employees are on the right track. Our goal is to minimize financial risk for your employees, and show them how maximizing their health now can improve measurable results down the road.


Our Assurance Financial Services 'A' Team is dedicated to taking your retirement savings plan to the next level today, tomorrow and in the future. To keep the momentum going, we continually work to analyze, improve, measure and repeat. We improve our clients with services like fiduciary investment reviews, fiduciary oversight, comprehensive annual plan reviews, communications, plan sponsor advocacy and more.



Assurance Financial Services (AFS) is a wholly-owned subsidiary of Assurance and is a direct response to the expanding needs of our clients. Often times, we would see executives of a business use their personal financial advisor to manage their company’s retirement plan. As a result, the company sponsored plans weren’t meeting their full potential. We know having a specialized focus can help provide a greater advantage to our clients for the following reasons:

  • Our dedicated focus provides a proactive instead of a reactive approach when it comes to managing these types of plans
  • Company-sponsored retirement plans have compliance needs that are unique from individual investing; we dedicate our time and resources to fully understand regulatory complexities 
  • Many consultants only focus on low cost funds versus finding the most efficient fund with the goal of producing the best outcome for the employer and plan participants
  • We provide a consistent stream of education to employees on the importance of this benefit, and keep plan fiduciaries well-informed on important industry news and key deadlines 

Check the background of this firm on FINRA’s BrokerCheck

We recognized our clients’ concerns and developed AFS to provide company-sponsored retirement plan consulting. Our goal is that our clients have peace of mind knowing that the proper due diligence is in place to control risk and maximize financial health. Like our business insurance and employee benefits divisions, the AFS team works tirelessly to track and report measurable results. This holds us accountable to our long-term vision of creating $1 billion in value annually for clients.

Where we can help your business.

To reach that $1 billion in value benchmark, we offer an array of tailored financial services, including but not limited to:

  • Retirement Plan Design Consulting
  • Fiduciary Retirement Plan  Reviews
  • Comprehensive Plan Reviews
  • Fiduciary Oversight & Acknowledgement
  • Employer Legislative & Compliance Communication
  • Employee Educational Services 
  • Monthly Employee Communications
  • Plan Sponsor Advocacy/Support

What sets us apart from other insurance brokerages?

Here are just a few of the reasons why we continually knock out our competition:

  • DEDICATED – We’re not generalists who do retirement plans as an ancillary business. In fact, 100% of AFS’s time, research and advanced degrees are centered on managing clients’ retirement plan programs. We have the resources and extensive knowledge to stay current on litigation, legislation and regulations and their impact on a client’s plan, plan operations and fiduciaries.
  • EDUCATORS - Our full fee disclosure, comprehensive benchmarking, analytical reports and monthly sponsor newsletters keep our plan fiduciaries well-informed and current on industry trends and legislative developments. We provide consistent education and resources for participants and will organize individual or group meetings in a flash.
  • INDEPENDENT – AFS is both vendor and investment neutral with the freedom to work with any provider, platform, mutual fund family, TPA or record keeper. This independence helps us ensure plans are administered in the most efficient manner, with the goal of providing a truly “best-in-class” experience for plan participants and beneficiaries.
  • COMMITTED – AFS will acknowledge in writing their fiduciary status to the client’s plan with respect to the selection and monitoring of plan’s investments under an ERISA 3(21) or ERISA 3(38) arrangement. Very few of our competitors are willing or able to acknowledge their fiduciary status, let alone put it in writing.
  • STRATEGIC – We have a proven process to manage our client’s fiduciary liability and ensure compliance with the DOL, IRS and other regulatory bodies. In addition to improving investment opportunities for plan participants, AFS provides other compliance-related services to reduce our clients’ fiduciary exposure.

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  • Total Cost of Employee Benefits Calculator | Assurance

    What does it really cost you to offer an employee benefits? Let’s add up all the costs associated with medical, dental, income protection, retirements plans as well as mandatory programs such as Medicare, social security and unemployment. How much life insurance coverage do you need? Find out what you’ll need to plan for in order to provide income and debt protection for your family members.

Securities offered through MMA Securities LLC (MMA Securities), member FINRA / SIPC, and a federally registered investment advisor. Main Office: 1166 Avenue of the Americas, New York, NY 10036. Phone: (212) 345-5000. Variable insurance products distributed by MMA Securities LLC, CA OK 81142. MMA and MMA Securities are affiliates owned by Marsh & McLennan Companies.

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